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Southern Cross

Why choose Southern Cross for your health insurance?
Southern Cross Health Society is one of New Zealand's most trusted health insurers, providing a broad range of health insurance products to around 840,000 members. Southern Cross is a New Zealand-owned not for profit organisation, with the primary goal of providing members with access to qualifying medical treatment when they need it.

Southern Cross pays more claims

Southern Cross pays out more claims than any other health insurer in New Zealand.
On average over the last 5 years for every $1 it received in premiums it paid 94.1 cents to members in claims.
In most instances Southern Cross will process a member?s claim within seven days.
In the year ended June 2010 Southern Cross processed over 555,000 claims, which included around 150,000 elective surgical procedures.

Southern Cross also gives members extra benefits; special offers and discounts from selected partners, Alive lifestyle magazine twice a year, discounted travel insurance, and much more.

Members can trust Southern Cross with its A+ (Strong) financial strength rating, which it has held for eight consecutive years from Standard and Poor's (Australia) Pty Limited.

The rating scale is:
AAA (Extremely Strong) AA (Very Strong) A (Strong)
BBB (Good) BB (Marginal) B (Weak)
CCC (Very Weak) CC (Extremely Weak) R (Regulatory Action)

Standard & Poor's (Australia) Pty Limited is an approved agency under the Insurance Companies (Ratings and Inspections) Act 1994.